Employers are understandably cautious with their money. To maximize profits, they work tirelessly to get the best quality for the best prices, as they should. Transperra exists because we understands that employers only gamble with company money when it comes to health insurance which is usually their second-highest expense. The ID card you give your employees is essentially an open credit card for each employee to spend whatever they deem appropriate and the company will figure out how to pay for it next year at renewal.